Entries by townleykenton

The differences between “market value” and “replacement cost” – and how they impact your home’s insured value

Spoiler alert: When you call us to review your Atlanta home insurance, the amount of coverage we will advise you to carry is most likely not going to equal the amount for which you bought your home. Why is that? To begin, we need to differentiate between two key terms: market value and replacement cost. Market Value Simply put, market […]

Top 5 Pitfalls When Buying Home Insurance in Atlanta

Do you think the only thing differentiating one Atlanta home insurance policy from another is the price?  Many insurance providers would like to make you think that’s the case, so they can win your business with the “lowest cost” home insurance policy. Unfortunately, all they are doing is encouraging you to expose the single largest […]

Why did my car insurance rate go up?

It is the number one question we get from our personal insurance clients when their policy renews. “My car is a year older and worth less but my insurance premium has increased. Why?”. Unfortunately, we have been asking this question for five consecutive years as car insurance rates in Atlanta and the entire country have […]

When the tree falls, who pays?

The relationship between you and your neighbor is one of the most sensitive unchosen relationships you will encounter in life.  It is likely neither of you conducted interviews prior to the purchase of your home so you are pretty much stuck with the person next door, for better or worse.  Hopefully this relationship is relatively […]

The Distracted Driving Epidemic

We are now living in a world where everyone is connected at all times…people can even check their email on a remote beach somewhere in the middle of the Pacific Ocean as long as there is wifi.  While there are advantages to this constant state of connectivity, there are also some drawbacks.  Some of these […]