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Usage Based Insurance

Most of us have the commercials where a mom goes to great lengths to keep her auto insurance discount.  From having co-workers respond to messages for her in the car, refusing to speed even though her kid has to use the restroom, and even goes as far as telling her husband to slow down and […]

How alarming… all about central station alarms and why your home shouldn’t be caught without one

To honor National Fire Prevention Week which was created in commemoration of the Great Chicago Fire in 1871, we want to discuss the importance of having a central station monitored alarm installed in your home.  Our philosophy here at Townley Kenton Insurance is to do all we can to help you avoid having to file […]

Atlanta Home Insurance Increase

The Rising Cost of Atlanta Home Insurance Georgia has been on the wrong end of heavy rate increases for almost a decade now.  Although much of the focus has been around the increases to auto insurance, it is now Atlanta’s home insurance that is seeing some of the steeper rate hikes.  Why is this?  We […]

The differences between “market value” and “replacement cost” – and how they impact your home’s insured value

Spoiler alert: When you call us to review your Atlanta home insurance, the amount of coverage we will advise you to carry is most likely not going to equal the amount for which you bought your home. Why is that? To begin, we need to differentiate between two key terms: market value and replacement cost. Market Value Simply put, market […]