
The Costly Coverage Gap No One Talks About
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Imagine losing your home to a fire, storm, or another disaster—only to find out your insurance payout isn’t enough to rebuild. This isn’t just a nightmare scenario; it’s a reality for many homeowners who unknowingly fall into the coverage gap..

Eliminating Coverage Gaps: Does Your Home have “true” Replacement Coverage?
Imagine losing your home to a fire, storm, or another disaster—only to find out your insurance payout isn’t enough to rebuild. This isn’t just a nightmare scenario; it’s a reality for many homeowners who unknowingly fall into the coverage gap..

California Wildfires: What They Mean for Insurance, Rebuilding, and the Future of High-Value Properties
The wildfires ravaging California have left a trail of destruction across landscapes, neighborhoods, and communities. For luxury homes, often owned…

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Why a Career in Commercial Insurance Sales Is Perfect for Young Professionals with Grit
If you’re a young professional with natural people skills,…

The Cybersecurity Imperative for Architects and Engineers
While Professional Liability remains the driving component of any A & E firm insurance program, over the past decade a new threat has risen that could be just as damaging to firm health and viability. Cyber criminals have realized that Architects and Engineers are a perfect target for ransomware due to the time sensitive nature of the projects they are working on.

Race to the Bottom: Part 2
Are you tempted by promises of saving 15% or other catchy slogans from insurance companies? The allure of saving on insurance premiums is tempting,…

Race to the Bottom: Part 1
Amid turbulent insurance markets in Georgia and across the nation, a troubling pattern has emerged. Insurance companies are rapidly canceling policies…

Creating Enthusiasm
When companies try to determine their “core values”, the process many times looks something like this. After long offsite sessions, spirited debates,…

Advancing Education
Education has always been foundational to innovation, advancement, and general function in society. In many ways, access to education has never been…

October 2023 Personal Insurance Market Update
So, why are we writing this article? First, to help you understand the “why” behind the increased insurance rates, insurance companies leaving…